BMO offers both a Smart Fixed closed mortgage and a fixed-rate closed mortgage. Here’s the difference between the two: With any closed mortgage, you can prepay a certain amount each year without ...

Rates are an important factor in securing a mortgage, but other considerations should be made to ensure that your loan meets your long-term needs. The posted rate is the rate that a lender openly ...

Mortgage brokers may offer rates that are lower than a bank's posted or discounted rates. Homewise Mortgage Disclaimer:These rates do not include taxes, fees, and insurance. Your actual rate and loan ...

As of October 30, 2025, RBC’s prime rate is 4.45%. RBC’s prime rate is the basis for its variable-rate lending products, like mortgages, credit cards and lines of credit. When the Bank of Canada ...