A financial expert explains how a woman with a maxed-out credit card and no credit history can verify debt and rebuild her ...

Helping real people with real money challenges is a huge part of what our Bankrate editorial team does every day. Occasionally, we get the opportunity to talk with and help individual readers, as ...

Jeanine Skowronski is an editor, writer, and journalist with more than 15 years of experience in personal finance and business, including roles at Bankrate, CreditCards.com, and Policygenius. Her work ...

The moment you receive a foreclosure notice, your world can feel like it’s crumbling. After years of building a home and creating memories, facing the loss of your sanctuary is a devastating reality ...

Economic cycles govern our personal and financial lives. Life’s uncertainties—job loss, emergencies, foreclosures, bankruptcies—can severely damage credit. While financial crises can be daunting, they ...

Secured credit cards are a type of credit card that requires a cash deposit as collateral, typically equal to the card’s borrowing limit. These cards are designed for individuals with poor or limited ...