A new independent study is sharpening the debate over which credit scoring model will define the next era of mortgage ...

What does it take to get the perfect 850 FICO score? We looked at one credit report to see components make up that number on ...

A new analysis of loan-level data from both Fannie Mae and Freddie Mac reveals that VantageScore 4.0 consistently better rank-orders mortgage borrower risk and also better separates risk than FICO.

Having a good credit score can make a big difference when it comes to the interest rate you get on all types of credit, ...

The credit-scoring industry is going through a big shift as companies compete to gain more power over the market — and prospective home buyers should pay attention. The latest move comes from Fair ...

New credit score models assess the creditworthiness of aspiring homebuyers who are often overlooked by more traditional ...

On Wednesday, Freddie Mac FMCC and Fannie Mae FNMA announced their acceptance of mortgages evaluated using VantageScore 4.0 ...

The Federal Housing Finance Agency (FHFA) is pushing the mortgage industry into a new phase of credit score competition, with ...

GREENVILLE, N.C. (WITN) - Government-backed mortgage giants Fannie Mae and Freddie Mac are now allowed to accept a different credit score that considers rent and utility payments. While FICO credit ...

Americans who are struggling to pay off their debt could see lower FICO credit scores in their future, especially if they miss payments. Fair Isaac Corp., the company behind the popular FICO credit ...

Fair Isaac raised its full-year outlook after growth in its scoring solutions business boosted second-quarter profit and drove double-digit revenue growth. The company behind the FICO credit score ...