Recent research reveals retirees withdraw just 2.1% of their savings annually—about half the amount experts recommend. Here's ...

Sheryl Rowling of Morningstar The greatest financial danger in retirement isn’t always the stock market. It’s the constant, ...

You may be able to get more income out of your savings each year.

Morningstar’s new analysis suggests retirees can start with one withdrawal rate and adjust for inflation, but taxes, fees, and portfolio mix still matter.

The difference between planning for 20 versus 30 years of retirement isn’t just an extra decade, it fundamentally reshapes ...

When Social Security covers only half your retirement spending, the other half must come from somewhere. How you manage that ...

The 4% popular annual withdrawal rule was first formed during a period when interest rates felt relatively stable, and bonds ...

A 4% withdrawal rate is a common rule of thumb when planning for retirement. But what does that mean? And more importantly, is it right for you? This blog post... A 4% withdrawal rate is a common rule ...

As there’s no way to predict investment returns, inflation rates or longevity, the fear of running out of money in retirement is a real concern for most seniors. To help alleviate this fear, financial ...

A 3% withdrawal rate on $3.6M generates $108K annually with a 95% success rate over 30 years. The retiree left a $145K salary but faces significant college costs ahead. Their working spouse maintains ...

I have always said that asset accumulation is easy but the true difficulty is in asset distribution. There is no single plan that is right for everyone. Perhaps the best-known distribution plan is the ...