This article tackles the benefits and drawbacks of CDs to help you make an informed decision about where to keep your money.

News at the end of January that the Federal Reserve was keeping its federal funds rate unchanged may have not been a surprise, but it was still a disappointment for many borrowers. An elevated federal ...

Whether you spent or saved a lot of money in 2025 or simply find yourself holding steady, one item all savers can agree on is that it's important to protect and grow their funds further in 2026.

Even in today's economy, short-term CD accounts remain competitive. Here's what can be considered a good one now.

If you’re concerned that rates will fall in the future, a five-year CD can help you guarantee a fixed yield for several years ...

CDs are safe and offer a decent APY right now. However, the stock market can make you way more money in the long term. High-yield savings accounts offer similar APYs without the limitations of CDs.

With more than 15 years of experience crafting content about all aspects of personal finance, Michael Benninger knows how to identify smart moves for your money. His work has been published by Intuit, ...

CD shoppers had a great run the past two years, but that window is closing. As of October 2025, the Fed has already trimmed rates and most analysts expect more cuts before year-end and into 2026.

Savers can still find CDs with maturities from six months to five years offering 4.00% APY or higher Staff Personal Finance Editor, Buy Side Valerie Morris is a staff editor at Buy Side and a personal ...

Kelly is a former editor for CNET Money covering banking. She has over 10 years of experience in personal finance and previously wrote for CBS MoneyWatch covering banking, investing, insurance and ...

There's still time to secure an attractive return on a certificate of deposit, but don’t delay. In the aftermath of the Federal Reserve's three interest rate reductions in 2024, CD rates fell quickly.

Savers can still find CDs with maturities from six months to five years offering 4.00% APY or higher Staff Personal Finance Editor, Buy Side Valerie Morris is a staff editor at Buy Side and a personal ...