In 2026, a 1-year CD can offer a rare mix of safety, flexibility, and strong yield without locking you in for the long haul.

CD terms can range from three months to five years. Learn which one is right for you.

Joshua Rodriguez is a personal finance and investing writer with a passion for his craft. When he's not working, he enjoys time with his wife, two kids and two dogs. Tax season is upon us and many ...

At the end of July, the Federal Reserve will meet again to discuss the future of interest rates. So far, the Fed has kept the federal funds rate locked. While there has been some pressure on the ...

Pros of Using a Certificate of Deposit for Savings There are several reasons why you may consider using a CD for managing your savings goals. Here are some of the main benefits or advantages of saving ...

With close to a decade of writing and editing experience, Maisha specializes in service journalism and has produced work in the lifestyle, financial services, real estate, and culture spaces. She uses ...

Use our free CD calculator to see how much you can earn with the best certificate of deposit (CD) rates. This can help you select the best option for your long-term financial needs. What is a CD ...

The typical CD minimum balance is $1,000, but consider how much savings you’d be willing to commit to a CD. Many, or all, of the products featured on this page are from our advertising partners who ...

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When saving money toward different financial goals, it’s important to consider where to keep it. For example, high-yield savings accounts and money market accounts can offer above-average interest ...