Universal life insurance offers flexible premiums and the potential to build cash value over time. Because you’ll likely have coverage your entire life, it’s important to choose your insurer wisely.

We looked at term and permanent life policies to identify the top life insurance companies overall ...

Whole life and universal life are both types of permanent life insurance, but there are key differences when it comes to cost, benefits and policy requirements. To help you learn about what sets them ...

Pacific Life and New York Life are among the best universal life (UL) insurance companies in our analysis. There are several kinds of UL policies that meet different needs. Riders can add features and ...

How to choose a policy that provides lifelong coverage and often a cash value feature Written By Written by Insurance Staff Writer, WSJ | Buy Side Kimberly Lankford is an insurance staff writer at Buy ...

Prudential stands out for its dependable policy illustrations, which can help policyholders plan more confidently for the future. We also like that its Term Essential policy offers competitive pricing ...

Roughly half of Americans have life insurance. Fewer people own policies that will last beyond their current jobs. Is that a bad thing?