When it comes to credit utilization, the closer you are to zero, the better it is for your credit score. Dvorkin notes that a common recommendation is to keep your utilization below 30% for a healthy ...

You can get a car loan with a low credit score, but the best rates are reserved for borrowers with high scores ...

What is a good credit score? Here’s what experts say - Having a good credit score opens the door for lower interest rates on ...

Whether interest rates are rising or falling, a high credit score consistently places you in the lowest-risk category in ...

An 850 credit score won't get you lower rates. Here's what actually changes, what doesn't, and why perfect credit still matters.

With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...

Congratulations: You just earned a perfect 850 credit score. That's a major financial achievement, and definitely cause for celebration. But in terms of actual, tangible benefits, a perfect credit ...

Similarly, someone with a fair credit score who moves to a good credit score (670 to 739) could save up to $540 per year on car insurance. Here's what you need to know about car insurance and your ...

Beverly is a writer, editor, and paralegal specializing in personal finance and tax law. She covers personal financial and legal topics, as well as tax breaks, tax preparation software, and tax law ...

You’re more likely to find rates below 5.00% when you have a higher credit score ...

Discover why your U.S. credit score might not influence financial decisions abroad. Learn what you can do to establish good ...