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It takes a lot of strength and commitment to dig yourself out of debt, but luckily, there are tools that can help. Debt relief, also known as debt settlement, is an attractive option to many people, ...

Most adults in the United States (81%) have at least one credit card, and Americans' total credit card balances broke a new record—more than $1.3 trillion—in July 2025. Credit card debt can be a ...