Zack Fenech is a professional finance writer from Toronto. He is passionate about demystifying complex finance topics and making them digestible and easy to follow for the average Canadian. Zack has ...

Many retirees rely on the Guaranteed Income Supplement (GIS) for basic needs, but they don’t always see how sensitive it is to taxable income. A modest Registered Retirement Savings Plan (RRSP) ...

The tax-free withdrawals of a TFSA offer more flexibility, but don’t offer a tax deduction like contributions to an RRSP. The type of account you choose will depend on your savings goals. Many or all ...

Discover how a spousal RRSP can help you lower taxes now and balance retirement income later — ideal if one spouse earns much more than the other. Many or all of the products on this page are from ...