The Petal 2 Visa is a rare credit-builder card that offers cash back, no annual fee, no security deposit and a simple way to apply if you have no credit history. Jaclyn was a CNET Money editor with a ...

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Holly Johnson is a credit card expert and writer who covers rewards and loyalty programs, budgeting, and all things personal finance. In addition to writing for publications like Bankrate, CreditCards ...

Applying for a credit card with a less-than-stellar credit score can be frustrating. A credit score can be affected by a few late payments, a high level of debt, or high credit utilization, which is ...

Yes, the Petal cards are legitimate tools for making payments and building credit. But the one that's right for you will hinge on your creditworthiness and cash flow. Many or all of the products on ...