Top CD rates are still hovering near 4%, offering a solid guaranteed rate on your cash for months or years. Find out why I'm ...

The long-awaited first Federal Reserve rate cut finally arrived on Sept. 18 -- but CD rates (particularly those on short-term CDs) are still fairly high for now. As of this writing, the top rate on ...

Certificates of deposit (CDs) remain one of the most reliable short-term savings tools, especially for those seeking ...

For a while there, it seemed like 5% CDs were here to stay. The Federal Reserve didn't seem to be in a rush to lower interest rates, and many savers got to lock in CDs at 5% for a pretty long stretch.

While elevated interest rates have slowed the housing market in recent years, they've been a boon for those with savings deposit accounts, including certificates of deposit (CDs). However, the tides ...

The best short-term CD rates can help you reach your savings goals faster ...

Today's highest CD rate is 4.94% for CD. CD rates from online banks are commonly twice as high as the national average rates. CD ladders let you leverage high rates without locking up all of your ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. While traditional banks have long been the go-to for CDs, savvy savers ...

(APY) between . Available terms range from three months to 10 years, and there’s no minimum deposit required to open an ...

If your CD term is almost up, missing your bank's deadline could really cost you—with a lower APY and a new term commitment ...

CDs are safe and offer a decent APY right now. However, the stock market can make you way more money in the long term. High-yield savings accounts offer similar APYs without the limitations of CDs.

It often pays for retirees to put money into CDs. I'm not close to retirement, so I'm more focused on stocks these days. CDs are a good option when saving for near-term goals, not long-term ones. The ...