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Holly Johnson is a credit card expert and writer who covers rewards and loyalty programs, budgeting, and all things personal finance. In addition to writing for publications like Bankrate, CreditCards ...

Many people get new credit cards to earn valuable bonuses, take advantage of special perks or get interest-free financing. These features can be expensive for card issuers, so they implement rules to ...

Physical credit cards should arrive in the mail within seven to 10 business days after approval. Some retail credit cards will allow you to use the card immediately upon approval, while some major ...