Key Takeaways Older workers were the most likely to max out their 401(k)s, according to a recent report.Those who feel behind ...

Americans are leaning on credit cards more than ever as inflation (while cooling) continues to drive up the prices of necessities and strain household budgets. According to recent data from the ...

Contributing to a 401(k) is one of the best ways to save for retirement, and this type of account has several distinct advantages. For one, it has a much higher contribution limit than many other ...

You want to enjoy a comfortable retirement without worrying about how you'll pay all your bills. But that requires a pretty sizable nest egg — often seven figures. It takes consistent savings ...

I've seen plenty of financially responsible people max out a credit card. Whatever the reason, the moment you swipe and hit that limit, things change. And not just in ways you can see. Sure, you know ...

There are many places to put your money after maxing out 401(k) contributions. You could enjoy the triple tax benefits an HSA offers. You could continue investing for retirement in an IRA, or switch ...

In 2025, the maximum monthly Social Security benefit is $5,108 per month. It's not 100% clear exactly how large the maximum monthly benefit will be in 2026, but based on current estimates of benefit ...

The maximum Social Security benefit is increasing in 2026. The maximum benefit any retiree will receive next year is $5,251. You need to earn a very substantial amount of income in order to be on ...

Beverly is a writer, editor, and paralegal specializing in personal finance and tax law. She covers personal financial and legal topics, as well as tax breaks, tax preparation software, and tax law ...

The maximum Social Security benefit is significantly higher than the average benefit. Most people don't max out their Social Security checks, and it will get harder to do so in 2026. You'll need to ...