It simplifies income-driven repayment, but some borrowers might have to wait longer for forgiveness ...

Borrowers have faced long waits for decisions on Public Service Loan Forgiveness and income-driven repayment forgiveness ...

The federal Repayment Assistance Plan, or RAP, will be the newest student loan repayment plan. President Donald Trump’s “big, beautiful bill,” passed in 2025, made many changes to federal student loan ...

Thousands of borrowers are facing extremely long wait times for a critical student loan forgiveness program. And processing ...

The Trump administration is preparing to launch a brand new repayment plan for student loans. But questions remain about the ...

Under the Trump administration, hundreds of thousands of student loan borrowers remain stuck in a backlog of applications for an affordable repayment plan or debt forgiveness, a new court filing shows ...

More than 7 million student borrowers in the federal SAVE plan will need to move into new programs that could require higher loan payments, advocates said after a pair of court rulings this week dealt ...

The Department of Education has finalized restrictions on public service loan forgiveness and may stop some people from getting the balance of their federal student loans cleared. The department plans ...

Public Service Loan Forgiveness has long drawn criticism because of high ineligibility rates fueled by strict and detailed requirements and miscommunication from federal student loan providers. Over ...

The change affects borrowers using the Public Service Loan Forgiveness (PSLF) buyback program.

・The federal tax-free exclusion for most student-loan forgiveness under the American Rescue Plan Act of 2021 expires on Dec. 31 2025. ・Starting in tax year 2026, forgiven loan amounts under many loan ...