With this type of insurance, you pay a regular monthly (or occasionally, annual) premium to a life insurance company. If you ...

Level term cover is one of the most popular options. It simply means that the sum insured remains the same, or it is ‘level’, ...

Click here to BUSINESS CONTINUATION AGREEMENTS are often partially funded or totally funded with life insurance. Most, if not all, of the life insurance proceeds are includable in the estates of the ...

A life insurance death benefit is paid tax-free and there are tax-advantaged ways to access cash value ...

The insurer offers term, whole and universal life insurance with multiple riders at competitive rates ...

Should you name your living trust as the beneficiary of your life insurance policy? Is it better to name specific individuals as direct beneficiaries? This decision can have significant implications ...

A client who has a personally owned life insurance policy comes to you. You convince her to either sell or gift the policy to an irrevocable life insurance trust (ILIT). You need to get the value of ...

Reduce premiums by covering two people with one policy for estate planning and other financial goals ...

When a married parent creates an irrevocable trust for the benefit of his or her children, the married parent, as the creator or settlor of the trust, often provides for his or her spouse to have ...

Putting everything you own into a living trust can feel like the safest way to help your kids skip probate, but some assets ...