Discover what a first mortgage is, its importance as a primary lien, key requirements, and tax benefits. Learn how it compares with a second mortgage and explore real-life examples.

Discover what perpetual subordinated loans are, their financial benefits, potential risks, and how they differ from other ...

Why borrowers default: Borrowers of all types of loans frequently default when they experience financial hardship, like a ...

Before most house hunters can close the deal, they need to qualify for a mortgage. Learning how to apply for a mortgage in advance — and breaking the process down into digestible steps — can help ...

Federal Housing Administration (FHA) loans are a popular choice for first-time homebuyers and other borrowers who, for a variety of reasons, may have a hard time qualifying for a conventional home ...

The federal government is officially resuming wage garnishment for federal student loans, beginning today, January 7, 2026.

Understand how a loan against property works, its benefits, eligibility, and interest rates. Learn how LAP can meet long-term ...

Fair lending isn't just a regulatory obligation—it’s a test of whether we can use powerful technology in a way that actually ...