As mortgage rates move higher, you might be looking for ways to make a home purchase cost less. In addition to finding an affordable property, negotiating prices and shopping for the best mortgage ...

The expenses can add up quickly when you find your dream home or are ready to buy your first home. Anything you can do to reduce costs can lead to long-term savings. Buying a house is one of the ...

When mortgage rates are high, borrowers look for ways to reduce their monthly payments Written By Written by Contributor, Buy Side Michele Lerner is a contributor to Buy Side and is a finance expert ...

When buying a home today, you might have to solve a puzzle about the mortgage rate you'll pay. Which would you do? Get the lowest monthly payment now by paying discount points to reduce the interest ...

The Consumer Financial Protection Bureau (CFPB) on Friday issued a rep o rt indicating that it is taking a closer look at the impact of “discount points” on mortgage transactions, noting that use of ...

Mortgage points are used to offset the costs of mortgage and you can use them in two different ways. Origination points are mortgage points used to pay the lender for the creation of the loan itself, ...