Discover key differences between homeowners and renters insurance, covering what each protects and why understanding these ...

CR’s homeowners insurance buying guide will help you choose the best insurance by decoding jargon and answering key questions about coverage, claims, and costs.

To help you find the cheapest home insurance companies, we researched rates for 14 companies for multiple levels of coverage: $200,000, $350,000, $500,000 and $750,000. We also analyzed consumer ...

Learn how the coinsurance formula affects your home insurance claim reimbursement, why maintaining 80% coverage is crucial, and see examples to avoid penalties.

Most insurers prefer to offer annual policies, as they commit you to coverage for the entire year. However, if you know your circumstances will change within the next 12 months, a short-term home ...

Home insurance is not just creeping higher going into 2026, it is resetting the baseline for what you pay into escrow every month. As premiums climb, your mortgage servicer is recalculating how much ...