Home warranty vs. home insurance. One covers normal wear and tear and the other liability and accidents. Here's what to know in 2026.
Learn how the coinsurance formula affects your home insurance claim reimbursement, why maintaining 80% coverage is crucial, and see examples to avoid penalties.
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What Does Homeowners Insurance Cover?
Homeowners insurance offers property and personal liability protection for unexpected emergencies. Mortgage lenders require it, and it’s strongly advised in any event because of the financial ...
Learn how water damage liability insurance protects you financially when accidental water damage occurs and how it may be included in your home insurance policy.
Buying your first home is a major milestone. However, it comes with major financial responsibilities, including protecting your home with homeowners insurance. While many first-time buyers focus on ...
Massive wind damage from a powerful derecho that struck Houston and surrounding areas on May 16, 2024, and revealed critical gaps in homeowners’ insurance coverage, leaving many residents struggling ...
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