Refinancing can be a valuable way for homeowners to borrow home equity, but it should be avoided in 2026. Here's why.

Refinancing your home equity loan can cut thousands in interest — especially if you're stuck with rates from 2023's spike. Here's how to decide if it's right for you.

Cash-out refinances reached a 3-year high in Q2 2024. Average homeowner pulled $94K, adding $590 to monthly payment. U.S. homeowner equity hit record $17.8 trillion in Q2. About 564K borrowers now owe ...

Decide whether a home equity loan or line of credit is best suited for your financial goals ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. Existing homeowners hoping to refinance, however, may need to wait a bit ...

Homeowners are cashing in on years of home equity gains, even as mortgage rates remain elevated. The trend sent cash-out home refinancing activity to a nearly three-year high in the April-June quarter ...

Mortgage rates have declined to their lowest in a year, increasing refinance eligibility and home equity borrowing. Homeowners hold $11.2 trillion in tappable equity, creating new volume opportunities ...

Interest rate cuts are finally coming again … but is it too late? That's the question some Americans find themselves confronting now as the chances of a rate cut courtesy of the Federal Reserve ...

ICE Mortgage Technology’s new integration of its servicing and origination platforms reflects a broader trend in the mortgage industry — offering home equity loans while rates remain high and ...

Homeowners can consider multiple options when looking to tap into their home equity, most notably home equity loans and HELOCs (home equity lines of credit). Home equity loans and HELOCs are powerful ...