Here Are Today’s Mortgage Refinance Rates: January 16, 2026 – Rates Decrease

The rate on a 30-year fixed refinance dropped to 6.14% today, according to the Mortgage Research Center. The average ...

Mortgage Refinance Rates Today: January 15, 2026 – Rates Rise

The rate on a 30-year fixed refinance climbed to 6.18% today, according to the Mortgage Research Center. Rates ...

Here are today’s mortgage refinance rates: January 5, 2026 – no movement on rates

Mortgage Research Center. The 15-year, fixed-rate refinance mortgage average rate is 5.28%. For 20-year mortgage refinances, ...