The interest-earning potential with either account is significant now, but only one will guarantee those returns.

The best CD yield from a national bank is The First National Bank of Litchfield with a 4.06% APY on a 12-month CD with a ...

Today's highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the ...

The Fed cut rates a total of three times in 2025, but today's top CDs still offer yields as high as 4.27% APY. Secure a solid ...

Top CDs today offer up to 4.27% APY, making now a smart time to lock in a solid return before rates move lower.

On average, certificate of deposit rates are pretty paltry: Average CD yields this month range from just 0.23% for 1-month terms, to 1.7% for 12-month accounts, according to the largest government ...

CD Valet is a digital marketplace that connects consumers with the best verified, high-yield CD rates nationwide, helping ...

Savings account yields are much higher than a few years ago Top rates may fall if the Federal Reserve cuts interest rates ...

The MarketWatch News Department was not involved in the creation of this content. SEATTLE, Dec. 17, 2025 /PRNewswire/ -- CD Valet is a digital marketplace that connects consumers with the best ...

New interest rate data released this week by the Federal Deposit Insurance Corporation (FDIC) reiterated a depressing statistic: The average interest rate on a traditional savings account is barely ...

Roske continued, "Based on current APY benchmarks, 60-month CDs now offer APYs equal to or better than 24-, 36-, and 48-month CDs. Those wanting to lock in a strong rate now should secure a 12-month ...