Learn what home insurance covers, from dwelling and personal property to liability. Compare policy types, exclusions, and coverage limits before buying.

With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...

Home insurance claims can be a minefield of potential pitfalls, leading to denials that leave homeowners frustrated and financially vulnerable. Understanding the reasons why claims are often denied is ...

Homeowners across the country face a tough reality. Home insurance rates continue to climb faster than ever before. This is especially true in disaster-prone areas. As a result, many homeowners are ...

Rising premiums are forcing homeowners to make desperate choices, according to a new survey.

Home insurance premiums are just one of the factors that affect home affordability. This week, the research firm J.D. Power released a report showing that almost half of homeowners saw their home ...

Climate change shapes where and how we live. That's why NPR is dedicating a week to stories about solutions for building and living on a hotter planet. The roof on Ron Watson's house in Spanish Fort, ...

With a budget of around $400,000, you're square in the middle of the market across the U.S. — the median home sale price in 2025 is just over $410,000 according to data from the Federal Reserve Bank ...