Small group health insurance premiums differ from individual policy premiums. That’s because premiums are set by the total number of employees under the plan. Employers pay a set cost per employee and ...

Thomas J Catalano is a CFP and Registered Investment Adviser with the state of South Carolina, where he launched his own financial advisory firm in 2018. Thomas' experience gives him expertise in a ...

Discover the role of deductibles in insurance policies. Learn how they affect your coverage and out-of-pocket costs.

With health insurance premiums seeing a sharp increase due to the rising cost of medical inflation, you should consider purchasing riders, which are offered as an ‘add-on option’ in your policy.