President Trump has called for a 10% cap on credit card interest rates. What to know to get a lender's best rates sooner.

Only one in four Americans has a credit score above 800, which is considered exceptional, according to industry data.

Credit scores go up and down for a number of reasons. Here's what causes dips and why steady habits usually push it higher in the long run.

What is considered a good credit score depends on the type of credit score used. You have multiple credit scores, but the ...

“The money is coming from the proceeds of the sale of a family home.” ...

Your credit score shapes every aspect of your mortgage terms, from your interest rate to your total repayment amount. Lenders ...

Your credit score is the key to your financial future: It can determine whether you get approved for a credit card, car loan or mortgage, and what interest rate you'll pay. In some cases, your score ...

Discover why your U.S. credit score might not influence financial decisions abroad. Learn what you can do to establish good ...

If you just hit an 850 credit score, you might feel like popping some bottles -- and you should. A perfect score is a major financial achievement, proof that you're financially responsible and capable ...

Although 72% of Americans report wanting to improve their credit in 2026, nearly half (49%) have not identified a specific ...