Trying to raise your credit score without taking on new debt or applying for another credit card? You’re not alone — and chances are, you’ve heard of Experian Boost. But does Experian Boost work, ...

Improving your credit score starts with understanding how all of the pieces of a credit score work together and continues ...

When it comes to credit utilization, the closer you are to zero, the better it is for your credit score. Dvorkin notes that a common recommendation is to keep your utilization below 30% for a healthy ...

Raising your credit score makes banks more likely to approve you for a mortgage, car loan or credit card. Plus, you could qualify for a lower interest rate that saves you thousands of dollars. Getting ...

A credit score is a number that rates a consumer’s creditworthiness. The higher the score, the better a borrower looks to ...

Whether interest rates are rising or falling, a high credit score consistently places you in the lowest-risk category in ...

Your credit score is an all-powerful number, capable of determining whether you get that new loan, car, or apartment. Banks use your credit score to determine your credit risk--the higher the score, ...

From the rates you pay on loans to the ability to rent an apartment, your credit score impacts a lot of things in life, and maintaining good credit is vital to a healthy financial life. Unfortunately, ...

Regardless of what happens to the proposed credit card interest rate cap, a better credit score gets you access to better rates.