FHA adjustable-rate mortgages (ARMs) are insured by the Federal Housing Administration and are available as either fixed-rate or adjustable mortgages. FHA ARM loans offer a low initial interest rate ...

The residential mortgage as we know it today is less than a century old. In fact, until the Federal Housing Administration (FHA) was established in 1934, only one in 10 Americans even owned a home.

As conventional mortgage rates edge higher, a growing number of current homeowners are seeking relief through Federal Housing Administration financing to trim monthly costs. The move is gaining pace ...

Looking at the past four decades, the average rate on a 30-year fixed mortgage peaked in 1981, rising just above 16%. The average 30-year fixed rate bottomed in 2021 at just under 3%. So far in 2025, ...