I've seen folks raise their scores by 50+ points in just a few months, without doing anything fancy. They just learned which factors affected their score most, and focused on improving those areas.

According to Experian data, the average credit score for Americans in 2023 was 715, and 71.3% had a good credit score. With inflation bringing up the prices of everyday expenses for the last few years ...

As the use of these easy-credit installment loans has grown, FICO said repayment data would provide more insight on consumers’ credit readiness. By Kailyn Rhone How consumers use “buy now, pay later” ...