New guidance from CFPB and DOJ aims to ease mortgage lender concerns over ECOA and immigration status in credit policies.

On January 12, 2026, the Consumer Financial Protection Bureau (CFPB) and the Department of Justice (DOJ) formally withdrew their October 2023 ...

The U.S. Consumer Financial Protection Bureau and the Department of Justice on Monday withdrew Biden-era guidance that warned ...

The CFPB recently published a letter clarifying the extent to which ECOA and Regulation B apply to franchise financing. The letter also examines how the Bureau’s small business lending rule (finalized ...

The agencies said withdrawal is “appropriate to avoid any unnecessary burdens” from new or increased compliance efforts.

Continuing to retreat from Biden-era rules, the Consumer Financial Protection Bureau and Department of Justice withdrew a ...

* reminds creditors, which include those that are banks, of the ability under the ECOA and Regulation B to establish SPCPs to meet the credit needs of specified classes of persons. * calls attention ...

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