Disputing collections debt can protect your credit, but only if you know when it actually makes sense to do so.

WalletHub collected data from the end of 2025 and ranked the states with the most and least debt collection accounts.

The statute of limitations also plays a critical role. Each state sets time limits on how long a creditor can sue you for ...

You may have a legal obligation to repay old debts, but there are also strict limits on debt collectors' tactics.

Complaints about aggressive debt collection have skyrocketed in recent months, federal data shows, a sign that more Americans are falling behind on credit cards and medical bills. The rise in ...

With federal oversight in retreat, deep-pocketed collection companies are aggressively pursuing down-and-out consumers who are struggling with record levels of credit card debt. Meanwhile, consumer ...

US HOW TO HANDLE THOSE CALLS. YOU MAY NOT KNOW IT, BUT AS A CONSUMER, YOU’VE GOT A BOATLOAD OF RIGHTS, RULES AND REGULATIONS THAT WORK IN YOUR FAVOR WHEN DEALING WITH DEBT COLLECTORS. A VIEWER ...

Department of Education delays garnishing wages and intercepting federal income tax refunds, as changes are made in student ...

A borrower is in default after an extended period without making payments and failing to restore the loan to good standing.

On March 4, the California DFPI finalized regulations under the Debt Collection Licensing Act (DCLA). The final regulations, which take effect July 1, 2025, clarify key licensing and reporting ...