Discover how credit scores and credit reports differ, why each is important, and how they impact your financial life.

Discover how pre-approved credit offers affect your credit score, including the difference between soft and hard inquiries and their impact on your financial health.

What is considered a good credit score depends on the type of credit score used. You have multiple credit scores, but the ...

Thinking about renting a home, taking out car finance, applying for a mortgage or getting a credit card? If so, be prepared for lenders to take a close look at your credit score. This important score ...

Meredith Dietz is Lifehacker’s Senior Staff Writer. She earned her bachelor’s degree in English and Communications from Northeastern University, where she graduated as valedictorian of her college.

Some people aren’t kind about credit scores. Comments on the social media platform Reddit range from jabs calling them “useless” or “ridiculous” to stronger scoldings saying they’re a “gimmick” or ...