Maxing out a credit card once can ding your score and flexibility, but the damage is usually temporary if you act fast.

Your credit scores can wax and wane a bit like the moon, changing frequently as your credit accounts and balances change. However, big changes to your credit scores could be an indication that ...

Paying weekly won't boost your credit by itself, but it can keep balances lower, reduce interest drag, and make spending ...

Your credit utilization ratio is determined by taking the amount you owe on a credit card and dividing it by your credit limit. Credit utilization is an important factor in your credit score. Most ...

You can get a car loan with a low credit score, but the best rates are reserved for borrowers with high scores ...

High credit utilization means you're using many of your available credit lines. General rule of thumb says to keep your utilization under 30% (and even lower if you can). You can reduce your ...