A background check can sink a job offer if prospective employers don’t like what they see. While they can request to have a lot of information about a job candidate’s past included in such a report, ...

If you have a thin credit file, you may have difficulty qualifying for loans and credit cards. So, what is a thin credit file ...

Discover how credit scores and credit reports differ, why each is important, and how they impact your financial life.

When you’re applying for a loan, credit card or lease, knowing the difference between your credit score and credit report can give you some insight into how your lender or landlord views you from a ...

Your score is constantly changing because lenders regularly provide new information about you to the credit bureaus. For ...

Your credit report is getting a reader-friendly makeover. Equifax, one of the three major credit bureaus, unveiled on Thursday a new design for its physical credit report, which now prominently ...

What is considered a good credit score depends on the type of credit score used. You have multiple credit scores, but the ...

For millions of Americans, student debt is a long-term burden that doesn’t simply vanish with time. When negative information ...

The upcoming episode of 'Maxxed Out' emphasizes the importance of knowing your credit score and checking your credit report ...

If deleting and reporting scam texts and phone calls has become part of your daily routine, there's another simple way to protect yourself from fraud -- and it may be more effective. Placing a fraud ...