A payment gateway encrypts and transmits customer data; a processor moves funds between accounts. Both are essential for online credit card transactions.

PayPal functions as a digital wallet with higher transaction fees than merchant accounts but offers simpler setup with no ...

Retail payments have changed significantly over the past few years. What was once a simple swipe-and-sign process has evolved ...

The best credit card processing companies offer simple processing services at reasonable rates to small business owners. These companies also need to provide certain features, such as reporting ...

At Forbes Advisor, our team of experts select and test credit card processing companies across 31 key metrics that matter to small businesses. We analyzed everything from reliability and affordability ...

As a small business owner, you know that accepting credit cards comes with a cost. Expanding your customer base to cardholders can create massive profits, but it can also swamp you in expensive swipe ...

For most small UK businesses it’s impossible to avoid taking customer payments by credit card. But the fees from these transactions can quickly eat into profits, making it particularly difficult for ...