(NewsNation) — Americans have more credit card debt than ever, but knowing where you stand can help you climb out of a hole. Credit card balances in the U.S. hit a record high $1.21 trillion ...

Learn how the previous balance method calculates credit card interest, its implications for cardholders, and why it might not be the best choice for you.

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Credit card balances that never seem to shrink are usually a math problem, not a moral failing. When interest rates on ...

With over a dozen credit cards and millions of credit card points racked up, Nancy Jiang condenses the complex world of card-churning for maximum rewards with minimum effort. Her work has ...

If you're managing a short-term financial gap, paying interest temporarily can be OK. Calculate the costs when deciding whether to carry a credit card balance or do a balance transfer. Try to ...