Two key players in the consumer finance space that target the underserved credit segments, such as subprime and non-prime borrowers, are Pagaya Technologies Ltd. PGY and OneMain Holdings, Inc. OMF.

U.S. consumer borrowing rose by $13.09B in September, against the $10.50B increase expected and $3.13B growth in August (revised from $0.36B), according to data released by the Federal Reserve on ...

Forbes contributors publish independent expert analyses and insights. Jim Osman is a finance expert with over 30 years of experience. Credit Cracks Are Spreading: Rising Delinquencies And Recession ...

There’s been a big uptick in consumer debt this spring. The Federal Reserve reports that consumer credit in April rose by nearly $18 billion, or 4.3% on an annualized basis. That was a lot more than ...

Aggregate U.S. consumer spending still looks healthy, but that strength is increasingly misleading. Beneath the surface, a ...

Credit delinquencies increased from a year ago across almost all VantageScore credit tiers and almost all delinquency categories, signaling that repayment pressures are affecting even the most ...

Dave Ramsey, the personal finance radio host and author, has long compared credit cards to cigarettes, calling them “the ...

FICO and VantageScore credit scores are the two most common types of personal credit scores. Business credit scores use ...

Got FICO? Drop below 700, and you’ll be limited to loans carrying the highest interest rates or often no loans at all. Sound outdated? It is.

Beginning April 18, 2026, New York State employers will be restricted from using an applicant’s or employee’s consumer credit information when making employment-related decisions. S.B. 3072, signed by ...

TriBureau soft and hard credit pulls through a single, streamlined platform offering an efficient way to access ...