A renewable term is an insurance clause that allows the beneficiary to extend the coverage term for an additional time period without having to re-qualify.

Getting life insurance is a good idea, especially if you have a spouse or kids. But choosing the right life insurance policy for your family can be confusing, especially with dozens of types of ...

Term life insurance Term life is popular because it's the most straightforward and affordable option. It's useful if you need coverage only for a set number of years, such as while you’re raising kids ...

If you have have people who rely on you financially, what would happen in the event you – and therefore your income – died ...

People often want to know that their family’s financial needs will be met in the event they pass away unexpectedly. The most common vehicle for this is life insurance. But people who research their ...

AARP offers life insurance from New York Life, but there are some potential downsides ...

ROCHESTER, N.Y. – Life insurance is a critical yet often overlooked financial tool, especially for those who are the primary earners in their families. Financial experts emphasize the importance of ...

This guide explains how life insurance needs change from youth to retirement. The key takeaway is matching coverage type and ...

We analyzed 19 term life insurance companies to find the best options based on cost, coverage and complaints ...

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Term life insurance locks in your rate and coverage for a specific timeframe. Whole life insurance usually lasts a lifetime and includes a cash value component. Your budget, family needs and financial ...