The best way to pay off debt depends on what you owe. Explore strategies like the debt snowball, debt consolidation and debt relief.

Borrowing has become a normal part of life for most people, especially as everyday costs continue rising. Whether it's groceries, gas or housing, many Americans are now relying more heavily on credit to handle the gap between their expenses and their income.

Figuring out when to take out a loan, pay cash, use leverage, or pass when something isn't affordable. Unpacking good vs bad debt. Myth: you should always pay cash if you can. Fact: investors should strive to have multiple tools in their financial toolbox ...

You can get a debt consolidation loan from an online lender, even if you have bad credit. Compare loan offers to find the best rate. Many, or all, of the products featured on this page are from our advertising partners who compensate us when you take ...

For consumers managing credit card debt, here’s how to research options and avoid promises that may not deliver – like someone claiming to repair bad credit overnight. The Texas Office of the Consumer Credit Commissioner regulates some debt management ...

SPONSORED CONTENT is content paid for by a partner. The McClatchy Commerce Content team, which is independent from our newsroom, oversees this content. Money Research Collective’s editorial team solely created this content. Opinions are their own, but ...

The average three-year personal loan rate is 13.07% APR, but you might qualify for a lower rate with good or excellent credit. A debt consolidation loan can help simplify your efforts to pay down debt by combining multiple loans into one loan and payment.

Could your debt be reduced or forgiven? Take our financial relief quiz. Find my match Could your debt be reduced or forgiven? Take our financial relief quiz. We don’t always have the funds upfront to pay for the things we want — or need — in life ...

*Rates and APRs are subject to change. All information provided here is accurate as of June 25, 2025. Credit card rates have been climbing in recent years, making it more expensive to service outstanding balances. Managing multiple debts — with varying ...