Car insurance is a necessary expense for drivers, but the cost can vary significantly depending on several factors. One factor that can have a surprising impact on your premium is your zip code.

A photo of downtown Chicago’s financial district during the day. Do majority-minority ZIP codes pay higher car insurance premiums than majority-white ZIP codes? Automoblog analyzed a massive 2017 ...

Urban dwellers generally pay more for insurance than rural residents, with premiums sometimes tripling when you move from the farm to the city. Metro News Service photo Urban dwellers generally pay ...